Digital Risk Resources

Our Clients Are Insurance Companies

The DRe Turn-Key Solution

DRE provides turnkey solutions that enable Insurance Companies to offer First and Third Party Cyber insurance coverage to their policyholders.

DRE’s proprietary Cyber Insurance wordings provide Identity Restoration Services, Breach Notification Coverage and Privacy & Security Liability. 

The DRe Turn-Key Solution

DRe provides a 5 step process to implementation including:

1.     Coverage Forms

DRe provides its proprietary coverage forms to Insurance Companies so they can offer cyber insurance to their policyholders

2.     Underwriting and Rating Methodology

DRe provides an underwriting and rating matrix that can be easily integrated into an insurers electronic quoting system and workflow.

3.     Claims Facilitation Handling

We know insurers value their relationship with policyholders, so our clients handle their own claims. To make that possible, we have partnered with experts in the field of identity theft remediation to assist an insurers claims department with handling a claim and making recommendations for effective identity resolution. Our experts will also assist policyholders with creating an incident response plan, understanding the regulatory environment and education and awareness training. In addition, our partners can provide the fulfillment services for restitution including credit monitoring, notification mailings, legal guidance and forensic investigations.

4.     Reinsurance Capacity

DRe provides up to 100% quota share reinsurance capacity supported by Aspen Reinsurance Company - a Best’s and Standard and Poor’s A rated reinsurer. The risk transfer process is straight forward, simple and allows our clients to earn fee income.

5.     Training and Marketing Assistance

DRE’s turnkey solution is enhanced by its unique partnerships with experts in the fields of Cyber Law, Forensics, Data Breach Remediation and Identity Theft Restoration. We will customize training services which include a platform to provide you with education and information about managing personal information, privacy and identity theft risk. This includes a wide range of online and/or onsite training, information and marketing support for insurers, agents and policy holders.