Internet Security and Privacy Insurance
Digital Risk Resource’s (DRE) proprietary Commercial Cyber insurance product is called the ISAP™ – it stands for: Internet Security and Privacy Insurance.
Our Customers are Insurance Companies.
ISAP is a proprietary insurance solution developed and created by DRE that protects business policyholders against the risks of the internet relative to personally identifiable information. Any Business that processes credit or debit cards or handles customer Personal Information has a legal liability to protect it. The ISAP is the markets best solution for small to mid-sized businesses to transfer this growing area of risk.
The ISAP™ provides important protection for basic cyber risks that many SMB’s now face in their daily activities including:
- Ransomware Support
- Breach Notice Coverage
- Privacy Liability
- Security Breach Liability
- Cyber Business Interruption
- Media Liability
- Identity Theft Remediation Services
- The ISAP for small to mid-sized businesses
- The ISAP is available in both “Claims Made” and “Occurrence-based” Forms.
- It is available both by Endorsement or on a Stand Alone basis and is currently filed and approved in over 49 states.
- There are two versions of the ISAP, a "Choice" and a “PRO” endorsement.
- The Choice and PRO forms have limit options ranging from $25,000 to $1 million
- The “Professional” (PRO) form is tailored for businesses that handle large amounts of Personal Information (PII) including Doctors, Lawyers, Accountants, Insurance and Real Estate Professionals.
The CHOICE and PRO forms can easily attach to a broad range of underlying coverage forms such as:
- Business Owner Policy (BOP)
- General Liability (GL)
- Special Multi-Peril (SMP)
- Errors & Omissions (E&O)
- Workers Compensation (WC).
* For accounts needing higher limits (over $1 Million), DRE provides access to a partner program with a more sophisticated coverage suite to serve larger or higher risk accounts. Please call to find out more about how this program might work for you.